Serving Newark, Clifton and nearby areas of New Jersey
Need of a bankruptcy lawyer in New Jersey? Need debt relief assistance immediately? The Serratelli Law Firm can fight for you! Our trained attorneys will listen to your case and recommend a plan of action. We can often negotiate lower monthly payments and help reduce your debt to avoid bankruptcy altogether.
The decision to file for bankruptcy can be a difficult one to make. Our bankruptcy attorneys can provide you with the support you will need during this time. Whether you are a small business owner under serious financial strain, or an individual who simply has more bills than you can handle, bankruptcy may be a good option to relieve some of your financial stress and get you back on the right path. At the Serratelli Law Firm, our attorneys will help guide you through this process making it as stress-free as possible. Give us a call today.
The Bankruptcy Code is Federal Law which is applied to all citizens of the United States to protect individuals as well as troubled businesses who can no longer pay their creditors. This is done by (i) liquidating assets to pay debts (Chapter 7) or (ii) creating a repayment plan that can be implemented over a longer period of time (Chapter 13).
Filing for bankruptcy and seeing it through to the end is a complicated process that will require a thorough knowledge of bankruptcy laws and procedures. It also requires a great deal of information gathering and paperwork (e.g., itemizing income sources, major financial transactions, monthly living expenses, debts, property, tax returns, car titles and loan documents), before it can be accurately determined under which chapter of the Bankruptcy Code an individual or business should file for (i.e, Chapter 7 or Chapter 13). Additionally, the individual or business entity is also required to undergo credit counseling. While this ordeal may seem overwhelming, our attorneys will guide you through this process in a manner that is as stress-free as possible. When you choose the Serratelli Law Firm, you can rest assured knowing your case is in the hands of a proficient, experienced and knowledgeable attorney.
You might be able to recover from debt without a bankruptcy!
By reviewing alternative debt options, you may be able to turn your situation around through debt negotiation, credit restoration and mortgage foreclosure defense.
However, if bankruptcy cannot be avoided or is the preferred course of action, the Serratelli Law Firm can help you achieve the best possible outcome so you can start fresh and get on with your life without the stress of debts hanging over you.
How to get started on your New Jersey bankruptcy…
Call us or stop by the office to set up an in-person consultation. By the time you consultation is over, you will know exactly where you stand and whether you need to file bankruptcy in New Jersey. Our staff is friendly and courteous, and treats you with the dignity and respect you deserve.
Get Started Now!
Contact us to schedule a consultation and let the Fight Lawyer get to work for you!